Do You Have Gap Insurance?

Gap insurance is an optional coverage which may be offered by your car dealer or by your automobile insurance company. Gap insurance helps protect you when your vehicle becomes a total loss from an accident and the amount you owe is more than the actual value of your...

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What is a Power of Attorney?

A Power of Attorney is a legal document that allows you to give power to another person to act or make decisions on your behalf. When you give someone this power, you are giving them the power to act in your name and take actions that legally bind you. You can execute...

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Minimum Limits and Underinsured Coverage

Did you know that the minimum liability coverage for automobile insurance in South Carolina is $25,000.00 per person or $50,000 per accident for bodily injury and $25,000.00 per accident for property damage? This requirement is set out in S.C. Code Ann. § 38-77-140....

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Smith & Jones Law: Caring For You And Your Family

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