Car accidents happen. Even safe, careful drivers sometimes end up in bad crashes. Following a serious accident, it is normal to feel stressed out, overwhelmed, and unsure of what needs to be done next. Knowing what not to do can be as important as knowing what to do. Too many people make avoidable mistakes in the aftermath of a crash. At Smith & Jones Law, LLC, we have the experience that you can rely on in challenging cases. In this article, our Lexington car accident attorney highlights the common mistakes surrounding car accident claims that you need to avoid.
What Not to Do After a Car Accident in South Carolina (Top Six Mistakes to Avoid)
Mistake #1: Not Reporting Your Crash to the Police
In South Carolina, all injury crashes should be reported to law enforcement. Beyond that, an accident that causes major property damage should also be reported to the police. It is a mistake not to report your accident promptly. The police report provides an official record of the accident, documenting details that may be crucial for your claim. Even if the other driver admits fault, stories can change later. You should call the state or local police right away after a crash in Lexington. You can report a crash to the Lexington Police Department.
Mistake #2: Failing to Seek the Proper Medical Care
Your injuries should always be evaluated and treated by a qualified doctor. Nothing matters more than your health, safety, and well-being. It comes first after a car accident. Even if you think your injuries are minor, it is important to see a doctor. Some conditions (concussions, whiplash, internal injuries, etc) can be hard to identify in the immediate aftermath of an accident. Indeed, these injuries may not be obvious right away. Delaying medical treatment can put your health at risk and give insurance companies a reason to question your claim. Always see a doctor promptly, follow their recommendations, and keep thorough records of all visits, prescriptions, and treatments.
Mistake #3: Admitting or Accepting Any Blame for the Accident
Fault matters in a car accident claim in South Carolina. What to do after a not-at-fault car accident is important. In the stressful moments after a crash, it’s natural to want to apologize or downplay the situation. Unfortunately, even a polite “I am sorry” can be interpreted as admitting fault. It is not your job to figure out fault for the crash. Determining who is legally responsible should be left to a thorough investigation by professionals. South Carolina uses a comparative negligence system, which means that any admission could reduce your compensation. It is best to simply stay quiet on the issue. Let your Lexington, SC car accident lawyer figure out fault for the collision.
Mistake #4: Providing a Statement to an Insurance Adjuster Without a Lawyer
You may get a call from an insurance adjuster relatively soon after a crash seeking a statement. In most cases, insurance adjusters come across as friendly and accommodating. They are trained to seem like they are on your side. The reality is different. Insurance adjusters are protecting the company. They are trying to gather information to reduce your settlement or deny your claim. Giving a recorded statement before consulting an attorney is risky. You should always work with insurance adjusters through your Lexington, SC, auto accident attorney.
Mistake #5: Accepting the First Settlement Offer Without Negotiating for More
You probably want to get the car accident claims process done as quickly as possible so that you can move forward with your life. It is a common impulse, but it could be a big error. Insurance companies rarely lead with their best and final offer. Quite the contrary, the fight to try to settle claims for less, potentially only pennies on the dollar. Patience is key in car accident settlement talks. A Lexington, SC car accident attorney can help you negotiate for the maximum financial compensation, including for property loss, medical bills, lost wages, and pain and suffering.
Mistake #6: Waiting too Long to Speak to a Lexington, SC Car Accident Lawyer
You do not have to take on a car accident injury claim alone. It is a big mistake to wait too long to speak to an attorney. The sooner you consult with a Lexington auto accident lawyer, the better positioned you will be to fight for justice and compensation for your damages. Time matters in a car accident case. Evidence can disappear, witnesses’ memories can fade, and strict legal deadlines apply. Waiting too long to get legal advice can severely limit your options or otherwise weaken your claim. The best time to speak to a lawyer is before you make contact with any insurance company.
How Our Lexington, SC Car Crash Lawyers Can Help
According to the South Carolina Department of Public Safety (SCDPS), there are approximately 40,000 people who are hurt in automobile accidents in our state each year. Even though car crashes remain unfortunately common, that does not make them any easier for victims or their families to navigate. At Smith & Jones Law, LLC, we have the case results that can make a difference. Our Lexington, SC auto accident lawyers are always ready to go the extra mile for victims and families. Your initial consultation with our Lexington car accident lawyer is free, confidential, and without any additional obligations. We will fight for the maximum compensation on your behalf.
Get Help From an Experienced Lexington Auto Accident Attorney Today
At Smith & Jones Law, LLC, our Lexington, SC car crash attorney fights aggressively for justice and the maximum compensation. We help injured victims avoid the big mistakes after an accident. Contact us right away for a free, no-obligation case review. It is our goal to help victims and families secure the absolute maximum financial compensation after a crash. From our office in Lexington, we represent auto accident victims all across South Carolina.